Regardless of the severity of the car accident, you will still be required to negotiate and sort out all of your insurance requirements by yourself. Things can get even more complicated if you get injured in the accident and need immediate compensation from your insurance company.
While you can easily handle the paperwork for minor physical injuries and vehicle repairs, it would be in your best interest to hire a car accident attorney for more serious cases. After all, it is highly possible that your insurance company could deny your insurance claim and even judge you as the cause of the accident. Listed below are a few other scenarios which illustrate how valuable it can be to have a car accident attorney by your side if you ever want to obtain a fair settlement.
Severe or Permanent Injuries
In certain unfortunate instances, you could end up in really bad shape at the end of a violent car accident. If you sustain any severe injuries, the damage and pain could last for several years and require constant medical care.
Negotiating an insurance claim for such cases is not something that you can handle alone. It is best if you have a professional attorney by your side to handle all of the complicated paperwork while you try to rest and recuperate. A Los Angeles Car accident attorney will be able to negotiate a settlement that will cover not only your immediate medical bills, but even your future check-ups, maintenance medicines, and physical therapy sessions.
Covering for Additional Costs
Aside from the obvious medical and vehicle repair costs, you will also likely encounter a few smaller additional costs. Although they might not seem like much at the beginning, those small costs can pile up and cost you a significant amount in the future. Fortunately, a capable car accident attorney can easily anticipate additional costs such as nursing costs, medical equipment, and other costs related to your car accident. An attorney residing in the state of California understands all of the pertinent state laws and insurance policies regarding vehicular accidents and personal injuries and will easily be able to secure you just compensation for all of those additional costs.
Handling a No-Fault Insurance System
Under a no-fault insurance state policy, a person involved in a car accident can expect to receive a certain amount of compensation from his insurance company regardless of who was at fault. Technically, this system does make it easier for the claimant to settle claims and receive assistance without needing to go through grueling amounts of paperwork.
However, the downside of this system is the fact that it disregards the cases wherein a victim of a car accident sustains severe injuries and demands much more than mere insurance money. Likewise, if the injuries are determined to be severe enough under state laws, then it is likely that the victim will want to take the case to the courts.
In such situations, it is best if you have a car accident attorney who is familiar with the intricacies of the insurance laws in your state. He can assist you in filing a lawsuit against the driver-at-fault and help you get the compensation that you deserve. This compensation can include compensation for pain and suffering, bodily injury, and additional property damage benefits.
Anticipating the Statute of Limitations for your State
Each state has a specific deadline or time limit for cases involving personal injury claims and car accidents. If you attempt to file a case in court, you should be aware that the time limit or statute of limitations in your state determines how long your case has actual merit. A good car accident attorney in California will be familiar with the exact deadline for cases. He will ensure that all important documents will be gathered and filed before the statute of limitations passes. Additionally, he can use the incoming deadline to push your insurance company to come to a decision as quickly as possible. This way, he can secure a faster fair settlement for your car accident claim.
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